Purpose The scheme proposes to grant National/State level Business Correspondents (BCs) of SBI, overdraft facility for meeting their working capital requirements which will enhance their ability to service more customers in an uninterrupted manner...
PM Mudra Yojana
Features Type of Facility: Working Capital and Term Loan Purpose : Business purpose, capacity expansion, modernization Target Group : Business Enterprises in Manufacturing, Trading and Services sector including allied agricultural activities....
Lease Rental Discounting
Purpose To meet borrower’s liquidity mismatch (Proceeds of loan amount not to be used for any speculative purposes, whatsoever, including speculation on real estate and equity shares). A Certificate regarding the end use of funds should be obtained...
SME Smart Score
Features Nature of Facility : Cash Credit / Term Loan Purpose : Working Capital needs & Acquisition of fixed assets Target Group : Individually managed proprietary/partnership firm or closely held public/private limited companies in the Small...
E Vendor Finance Scheme
Purpose Financing receivables of recommended vendors of reputed Corporates/ Industry Majors (IMs). Completely web based solution with minimal branch intervention and provides instant credit to vendors account electronically. Features Type of...
Fleet Finance Purpose
To finance new vehicles (Small, Light, Medium, Heavy Commercial Vehicles, Passenger Vehicle). E.g. trucks/tankers/ trailers/ tippers/buses/ luxury buses and passenger vehicles etc. Features Type of Facility : Term Loan Target Group 1. Existing...
E Dealer Finance Scheme
Purpose To provide hassle free finance to authorised exclusive Dealers/stockiest/distributors/franchisees (hereinafter called“dealers”) of Industry Majors (IMs) for purchase of Inventory who are willing to furnish Collateral Security ofadequate...
SME Marble Plus
To provide finance to the Marble, Felspar, Quartz and other Stone Units for financing their working capital / capital expansion (capex) requirements related to their business activity. Features Target Group: All SME units engaged in Marble and...
Stand Up India
Features Nature of Facility : Composite Loan (Working Capital facilities / Term Loan) Purpose :To meet all kinds of credit requirement for setting up Greenfield projects under manufacturing, services or the trading sector. Target Group : SC / ST...
Sanjeevani : SME Loan for Healthcare Sector under ECLGS 4.0
For setting up on-site oxygen generation plants using low cost technologies like Pressure SwingAdsorption for on-site oxygen generation. Eligibility Existing Hospitals/ Nursing homes/ Clinics/ Medical Colleges having credit facilities with...
AAROGYAM (Non- Metro) Healthcare Business Loan
To finance eligible projects in the healthcare sector for setting up of or modernizing /expanding at Non-Metro CentersHospitals/ Dispensaries/ Clinics/ Medical colleges/ Pathology Labs/ Diagnostic Centers.Manufacturing of vaccines/ oxygen/...
Export Packing Credit
Purpose For purchase of raw materials, processing, packing, transportation and warehousing of goods meant for export, Ithas two essential features, VIZ: Existence of an export order and / or letter of credit and liquidation of the packingcredit by...
Loans under Contactless Lending Platform
Purpose : Working Capital needs & Acquisition of fixed assets Target Group Individually managed proprietary/partnership firm or closely held public/private limited companies in the Small andmedium industrial and trading sector under C&I and...
Asset Backed Loan – Commercial Real Estate
Features Nature of Facility : Dropline Overdraft. Both FB & NFB Facility (LTV- Immovable property : 50% of therealizable value) Purpose: Creation/acquisition of real estate such as office buildings, retail space, industrial or warehousespace,...
Asset Backed Loan
Purpose For build-up of current assets and fixed assets needed for business purpose, capacity expansion, modernization,short term working capital (including shoring up of Net Working Capital, etc). Features Nature of Facility Dropline Overdraft....
Surya Shakti – Solar Finance
Surya Shakti – Solar FinanceTo provide finance to SME & Business Enterprises for installation of Solar rooftop / ground mounted grid-connectedsystems upto 1 MW capacity for captive use. Features Target Group : Existing and Prospective SME &...