A firm's working capital is the money it has available to meet current obligations (those due in less than a year) and to acquire earning assets. Bank of Baroda offers corporations working capital finance to meet their operating expenses,...
Product for Vendors/Suppliers of Large Real Estate Developers
Vendor Bill Discounting Product for Vendors/Suppliers of Large Real Estate Developers All vendors/suppliers (falling within SME regulatory/non-regulatory classification only) of large real estate developers Credits - BOB ( Bank of Baroda )
Technology Upgradation Fund Scheme (TUFS)
Bank of Baroda grants loans under Technology Up-gradation Fund Scheme launched by Government of India as per guidelines received from time to time from Ministry of Textiles. Bank of Baroda is a nodal agency for determining eligibility and releasing...
Technology and Quality Upgradation (TEQUP)
This scheme is implemented by Ministry of MSME for energy efficient technology for technology and quality upgradation support to MSMEs under the scheme of Technology and Quality upgradation...
SME Short Term Loan
To meet temporary liquidity shortfall/mismatch in the line of business activity. This facility is not to be extended for other purposes like repayment of loans of other banks or institutions, unsecured loans, etc. Credits - BOB ( Bank of Baroda )
SME Medium Term Loan
To augment enterprises’ working capital gap and to help in the improvement of current ratio and also for meeting genuine business requirements. The facility will also be available for repayment of secured and unsecured Loans of other banks or...
Scheme For Professionals
WC requirement Purchase of equipment (expanding/renovating)For construction of office premises on self-owned landFor acquisition of ready built new office premisesNFB facilities Professionals in any discipline: Should possess a professional degree...
MSME Loan
Government of India vide Gazette notification S.O. 2119(E) dated 26.06.2020 (Annexure-I) has notified revised criteria for classifying the enterprises as micro, small and medium enterprises and the revised definition is effective from 1st of July...
MSME Capex Loan and Capex Card Features
The loan to be considered for the following capital expenditure related to the regular business activity: Replacement of old machinery, purchase of balancing equipment, modernization, investment in research and development, installation of captive...
Dealers/Traders – Agriculture Inputs
For maintaining stocks of agricultural inputs like seeds, fertilizers and pesticides, etc. which could be hypothecated or pledged to bank.Dealers/distributors of cattle/poultry feed up to Rs. 40 lakhs.Dealers in tools required for...
Credit Link Capital Subsidy Scheme (CLCSS)
The Ministry of Micro, Small and Medium Enterprises (M/o MSME) has launched a subsidy scheme which is named as Credit Linked Capital Subsidy and Technology Upgradation Scheme (CLCS-TUS) for Micro and Small Enterprises (MSEs). The Scheme aims at...
Loan for Construction and Mining Equipment
Loan for Construction & Mining Equipment provides hassle-free term loan for purchase of new construction / mining equipment to eligible First Time Buyer, Small, Medium, Large and Strategic Segment Contractors and Mining Operators. Credits - BOB...
Composite Loans
Fixed capital investment and/or working capital requirement. Credits - BOB ( Bank of Baroda )
Commercial Vehicle Finance
Commercial Vehicle Finance Scheme provides hassle-free term loans for the purchase of new commercial vehicles to First Time Buyers, Existing Fleet Operators and Captive users. Credits - BOB ( Bank of Baroda )
Bill/Invoice Discounting Under Value Chain Finance Features
To provide easy finance to eligible vendors/sub-vendors of investment-grade corporates with good financial discipline by way of discounting of bills/invoices drawn by the vendors/suppliers on the corporates. Credits - BOB ( Bank of Baroda )
Baroda SME Loan Pack
To provide hassle-free credit for working capital (fund based and non-fund based) as also capital expenditure related to the business of the borrower within the overall composite limit sanctioned to the borrower. Credits - BOB ( Bank of Baroda )
Baroda Property Pride
The Baroda Property Pride provides need based funding to individuals/units engaged in the trade of any commodity/goods in physical form required by the community and trading in them is not prohibited by law or opposed to public interest. Credits -...
Baroda GST Receivables Card For MSME Entrepreneurs
The Baroda GST Receivables Card for MSME Entrepreneurs provides additional working capital assistance to customers facing a crunch in liquidity arising out of GST paid on purchases and input tax credit on the same not yet claimed/eligible for a...
Baroda E-Business Pack Overview
Baroda E-Business Pack caters to the needs of finance of firms/companies undertaking digital as well as non-digital transactions of MSME service sector and all retail trade units. It facilitates linkage with POS machine/or code/UPI based app...
Baroda Contractor Scheme
MSME units engaged in contractor/sub-contractor activity and falling within the meaning of micro, small-medium enterprises as per regulatory definition and all other entities with annual sales turnover up to Rs. 250 crores. Credits - BOB ( Bank of...
Baroda Artisans Credit Card Eligibility
Purpose All artisans involved in the production/manufacturing process (and otherwise eligible for credit facility for carrying out the proposed activities under any of the existing bank’s schemes) would be eligible.Preference would be given to...
Baroda Arogyadham Loan
Purpose Setting up/purchase of ready possession of new clinics/hospitals, etc.Expansion/renovation/modernization of existing hospitals/facilities.Purchase of new medical diagnostic equipment/office equipment.To meet working capital requirements...
Pre-Sanctioned CME Loan Limits for Strategic Segment customers
Pre-sanctioned CME Loan Limits to meet CME finance requirement of Bank’s existing valued clients (MSME& Corporate).The objective of the Scheme is to provide hassle free Standalone finance to Bank’s well rated borrowers engaged in...
Credit Guarantee Scheme for Subordinate Debt (CGSSD)
To provide personal loan to the promoters of stressed MSMEs for infusion as equity / quasi equity in the business eligible for restructuring, as per RBI/Bank's guidelines for restructuring of stressed MSME advances. The loans would be covered under...
Baroda Energy Efficiency Project (BEEP) Finance
The loans to ESCO or Host entity falling under Micro & Small categoryThe minimum & maximum loan per project Rs. 10 lacs & Rs. 15 crores respectivelyMaximum loan tenor shall be 5 years including moratorium periodSIDBI guarantee upto 75%...
Digital MSME Working capital loan
Digital MSME Working Capital Finance can be applied by the businesses to meet operating expenses, purchasing inventory, receivables financing and other short term business needs thereby providing liquidity to the business. Eligible Borrowers Govt....
Baroda Vidyasthali loan
Purpose Construction of buildings including expansion, modernization and renovation activities of educational institutions.Purchase of instruments for education/training purposes.Finance for the purchase of land alone is not permissible. However,...